Services we offer
A consultation at our expense, without obligation.
There are times when it can prove difficult to establish your true financial needs.
You may want an expert to consider whether or not your finances are in order or to point out if you need to take some action.
Nothing worth having is free; but we are confident of the service we provide and we are therefore pleased to undertake an initial consultation of up to half an hour at our office, to consider your personal circumstances, at our expense and without any obligation upon you.
Our advisers are available to meet in person, or if you would prefer, we can hold a consultation over the telephone.
Specialist advice
In a similar way as architects or medical professionals, there are differences between the manner in which financial planners operate. Some can be viewed as general practitioners, whilst others choose to specialise in certain areas of advice.
Assisting our clients to plan for their future normally requires us to consider all aspects of their financial well-being. We are careful to ensure that we highlight any protection needs and investment or tax saving opportunities that exist. This quality of service demands a high level of financial planning skills which we have built up over the years we and our business have been in operation.
There are times when expert knowledge of a specialist area is required. Listed below are some of the areas of specialist advice that we provide to UK residents, Expatriates and Businesses:
Personal & Family Protection
Life Assurance, Critical Illness Cover, Income Protection, Healthcare, Long Term Care, Wills, Estate Planning.
Retirement Planning
Personal Pensions including Stakeholder, Self Invested Personal Pensions (SIPP), Pension Transfers, Pension choices at retirement including Annuities.
Investment and Savings
Regular Savings including ISAs, Unit Trusts & Investment Trusts, Residential Mortgages including Buy to Let & Let to Buy, Onshore and Offshore lump sum Investments, Ethical Investments, Trustee Investments, Investment Portfolio Planning, Education Fee Planning, Tax Planning.
Corporate Protection
Shareholder Protection, Key Person Protection, Group Life Assurance, Group Critical Illness Cover, Group Healthcare, Employee Benefits.
Corporate Retirement Planning
Small Self Administered Schemes (SSAS), Executive Pensions, Group Personal Pensions including Stakeholder
Corporate Investment
Tax Planning for businesses, Tax efficient Corporate Investment, Commercial Mortgages, Commercial Property into and out of SSAS.